# Money Market Fund

A **Money Market Fund** is a type of fund that invests in short-term, high-quality, low-risk debt instruments such as government bonds, treasury bills, and commercial paper. These funds are designed to provide investors with liquidity, capital preservation, and a modest return. Typically, money market funds are considered safer investments due to their focus on stable, short-term financial instruments.

## **Key Features:**

* **Hybrid Subscription Model**: This money market fund accepts investor subscriptions both **on-chain** and **off-chain**. A portion of the capital is collected through **USDC** on-chain, allowing for fast, secure, and transparent transactions. At the same time, traditional investors can contribute via **bank-wire transfers**, providing flexibility to accommodate a wide range of investor preferences.
* **Low-Risk Exposure**: Investors benefit from a **low-risk strategy** that focuses on high-quality debt instruments, offering stability and lower volatility compared to more speculative investments. This makes it an attractive option for conservative investors seeking safe returns.
* **On-Chain Features**: By utilizing Fume’s platform, the fund incorporates the advantages of blockchain technology, such as real-time visibility into fund performance, automated fee calculation, and the elimination of intermediaries. This enhances transparency for both on-chain and off-chain investors, ensuring that all subscriptions and redemptions are handled efficiently.

If you're interested in setting up a similar legal setup, [get in touch](https://www.fume.finance/resources/book-a-call).